Grandparents Should Give Investments as Presents

Why Grandparents Should Give Investments as Presents

Toys break. Clothes go out of style. Even the flashiest tech becomes outdated. But an investment? That grows with your grandchild.

Every year, grandparents across Australia spend generously on birthday presents, holiday gifts, and special treats. It’s a beautiful tradition — but what if part of that generosity could also help shape a child’s financial future?

Presents Are Forgotten. Investments Aren’t.

While traditional gifts provide short-term enjoyment, they rarely have lasting impact. A one-off gift may be forgotten in months - but an investment can continue to grow for years, helping build financial security and opportunity for the next generation. It’s not about replacing gifts entirely. It’s about rethinking what we mean by "giving".

A New Family Tradition

Setting up an investment for a grandchild can become a meaningful family tradition. Each year, instead of another present under the tree or at the birthday table, family members can contribute to something with long-term value — and you let them know why. It’s a conversation starter about money, saving, and the importance of thinking ahead.

The Power of Compounding

One of the biggest advantages of investing early is compounding — where your investment earns income, and that income in turn earns more income. Over time, this “snowball effect” can result in meaningful growth.

With the Skyring Fixed Income Fund, investors have the option to reinvest their monthly distributions through our Distribution Reinvestment Plan (DRP). This means your grandchild’s investment can continue to grow without needing additional contributions — letting compounding do the heavy lifting over time.

With a minimum investment of just $1,000, it’s a simple and accessible way to begin building something long-term for the next generation.

The Gift That Keeps on Giving

Giving the gift of investment is about more than just financial returns — it’s a lasting contribution to a child’s future.

• Start early, benefit longer - Even modest contributions can grow significantly over time through the power of compounding.
• Build financial literacy - Children who grow up with exposure to investing often become more confident managing money later in life.
• Leave a legacy - This is about more than numbers. It’s a way to show future generations what careful planning and generosity can achieve.

An investment isn't just a one-time gesture - it's a gift that keeps working, month after month, year after year. Whether it supports a future education fund or simply encourages smart financial habits, investing for a grandchild can have long-term benefits.

Before making any investment on behalf of a child or family member, it’s important to consider the structure and tax implications. We recommend speaking with a licensed financial adviser to ensure the investment aligns with your goals, circumstances, and estate planning needs.

Invest with Us

At Skyring, we are a boutique non-bank Australian income manager directly accountable to our investors. Our primary goal is to provide regular income solutions that support the ongoing success of your portfolio.

Through our Skyring Fixed Income Fund and Skyring Platinum Fixed Income Fund, investors can start with a minimum investment of $1,000, with distributions paid monthly.

Our funds are suitable for a variety of investors, including individuals, companies, self-managed super funds (SMSFs), and trusts. We pride ourselves on transparency, with no entry or exit fees, and a straightforward online application process that can be completed in approximately ten minutes.

To explore how Skyring can assist you in achieving your income investment objectives, our friendly Investor Relations Team is available to discuss any queries on 1300 73 72 74.

Learn more about how to invest with Skyring:

Explore our Funds Today