Is a Fixed-Term Investment Right for You?
In a market where certainty is increasingly valued, fixed-term investments have become an attractive option for investors looking to plan ahead.
Whether you’re preparing for retirement, seeking a steady income solution or managing an SMSF, understanding how fixed-term investments work and whether they align with your goals is a worthwhile step.
What Is a Fixed-Term Investment?
A fixed-term investment involves committing your funds for a defined minimum period, for example, 12, 24 or 36 months. During this time, your investment aims to provide income, and capital becomes eligible for redemption only after maturity, subject to the terms of the investment and the performance of the underlying assets.
Importantly, these investments differ from bank term deposits. Fixed-term managed funds are not bank products, and returns are not guaranteed. However, for investors seeking regular income and clear investment timeframes, they may be worth considering.
The Skyring Platinum Fixed Income Fund
The Skyring Platinum Fixed Income Fund is a managed investment scheme that offers a choice of three minimum investment terms of 12, 24, or 36 months.
Each term offers a different indicative distribution rate, and income is generally paid monthly.
| Class | Investment Period | Indicative Distribution Rate (p.a.) |
|---|---|---|
| T12 | 12 months | 8.15% |
| T24 | 24 months | 8.25% |
| T36 | 36 months | 8.05% |
Who Might This Suit?
The Skyring Platinum Fixed Income Fund may be suitable for investors seeking:
- Distributions paid monthly
- Income-focused investment options,
- A defined investment term to assist with planning,
- A fund that applies a detailed due diligence and risk management process.
It may not be appropriate for those needing flexible access to capital or seeking guaranteed returns.
Interested in learning more?
Before investing, please:
- Read the Product Disclosure Statement (PDS) and Target Market Determination (TMD),
- Consider whether the investment aligns with your objectives, financial situation, and needs,
- Speak to a licensed financial adviser if you require personal guidance.
Our Investor Relations Team is available to answer any queries on 1300 73 72 74.​
Click here to request an information pack today
Our funds are suitable for a variety of investors, including individuals, companies, self-managed super funds (SMSFs), and trusts. We pride ourselves on transparency, with no entry or exit fees, and a straightforward online application process that can be completed in approximately ten minutes. ​
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Important Information: This blog post is for general information only and does not consider your personal circumstances, financial needs, or objectives. You should read the Product Disclosure Statement carefully before investing. Past performance is not a reliable indicator of future results. Investments carry risks including possible loss of capital. No guarantee is made regarding the repayment of capital or the payment of income.
As with all investments, returns are subject to market conditions and the performance of the underlying assets.
The figures in this blog are for illustrative purposes only and based on indicative distribution rates. Actual returns may vary.
Past performance is not a reliable indicator of future performance. The rates of return from the Fund are not guaranteed. An investment in the Fund is not a bank deposit and is subject to investment risk, including the loss of capital invested.
This rate of return is subject to the performance of our related entity, Skyring Capital Pty Ltd and/or Skyring Securities Pty Ltd.
You should consider whether the investments are suitable for you or seek personal advice from a licensed financial planner before making an investment decision.
To invest in this Offer, investors should obtain and read the PDS and TMD before making an investment decision.
TMD and PDS for this product are available from our website or request a copy by contacting us on 1300 73 72 74 or request one from your Financial Advisor. Investments may only be made by completing the application form attached to the Product Disclosure Statement or via our online application service.
Skyring Asset Management Limited ACN 156 533 041 holds Australian Financial Services License (AFSL) 422902. Skyring has registered the Skyring Fixed Income Fund ARSN 622 775 464 with the Australian Securities and Investments Commission (ASIC). Skyring Asset Management Limited ACN 156 533 041 AFSL 422902 is the issuer and manager of the Skyring Fixed Income Fund ARSN 622 775 464. Skyring has registered the Skyring Platinum Fixed Income Fund ARSN 646 317 982 with the Australian Securities and Investments Commission (ASIC). Skyring Asset Management Limited ACN 156 533 041 AFSL 422902 is the issuer and manager of the Skyring Platinum Fixed Income Fund ARSN 646 317 982.
Withdrawal rights are subject to liquidity and may be delayed or suspended. See PDS for more information.
Skyring’s address is Level 2, 2 Gardner Close, Milton, QLD, 4064. Our reply-paid postal address is Reply Paid 88076, Kenmore, QLD 4069. You can contact us by telephone on 1300 73 72 74 or via email at investor@skyring.com.au.
